Payment options at online casinos are extremely varied and range from credit cards to e-wallets and bank transfers. Unfortunately, online casinos that don’t or cannot accept US players, will not accept deposits from US gamblers via any of the mentioned payment methods.
Thus, USA players have to search for other online casinos that are licensed to accept them, and therefore are able to accept deposits via some of these methods.
Due to strict gambling regulations in force in the United States, credit card companies have to adhere to federal laws that regulate credit card transactions with gambling websites. Therefore, some casinos that cater to North American players may not accept credit cards, while others can (at least some types of credit cards).
Which are the most common payment options for USA casino deposits and withdrawals?
Visa & MasterCard
As mentioned before, Visa and MasterCard debit and credit cards (e.g. Discover Card) are not available as a payment option at all online casinos that serve US players, but you can find at least one of these as deposit options at RealTime Gaming software or NuGaming software powered online casinos. It may also happen that players from the US can make deposits using Visa or MasterCard debit or credit cards, but may not be able to withdraw funds to these, and they have to use a different withdrawal option than the one used for depositing money. Withdrawal options can range from e-wallet solutions such as Neteller to bank wire transfers or bank checks. For example, Planet 7 is a USA-friendly online casino, where players can use their Visa card to make a deposit, however, they can withdraw money only to their Neteller account or through bank wire or bank checks.
AmEx cards are used predominantly in the United States, and some online casinos will accept these as a deposit method, however, as in the case with MasterCard or Visa cards, US players may not use it as a money withdrawal method.
Prepaid debit cards are different from a simple debit card, which is linked to a bank account, whereas a prepaid card is not. Prepaid cards can be used to make a deposit at most RTG online casinos.
Bank Wire or Cash Wire Transfers
Some online casinos allow players to make wire transfers to top up their account or even to withdraw money in this way. Bank wire transfers allow them to use their bank account to wire money, while cash wire transfer methods like Western Union or Money Gram don’t require a bank account and gamblers can transfer money at designated cash offices.
Other deposit and withdrawal options
While the above payment options are the most common for USA-friendly online casinos, usually there are other options like Bitcoin available as well. Some online casinos that serve US gamblers will encourage players to contact customer support to inquire about other available payment options. For example, at Captain Jack online casino payment methods such as person2person or Neteller are also available.
While US gambling laws do make it hard on casinos to provide a wide range of banking options, good online casinos will try to offer as many convenient deposit and withdrawal options as regulations allow.